Student loan -- Getting a loan -- Complaint #18940747
Complaint Overview
Complaint ID: 18940747
Company: Climb Credit INC.
Product: Student loan
Sub-Product: Private student loan
Issue: Getting a loan
Sub-Issue: Confusing or misleading advertising
State: Florida
ZIP Code: 33178
Date Received: 2026-01-22T12:00:00-05:00
Date Sent to Company: 2026-01-23T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I am filing this complaint against Climb Credit regarding a private student loan I took out for the XXXX XXXX XXXX XXXX bootcamp. I am requesting a full discharge of my remaining balance based on deceptive marketing and lending practices, similar to those outlined in the CFPBs 2024 lawsuit ( XXXX XXXX. XXXX ). When I signed up for this loan, XXXX XXXX marketed the program as " XXXX XXXX '' and " Vetted '' for strong job placement results. I relied on these specific claims of a high Return on Investment ( ROI ) and the promise of employment after graduation to justify the debt. However, these claims proved to be deceptive. The program did not lead to the promised employment outcomes, and the vetting process Climb claimed to perform appears to have been based on unreliable data. Furthermore, the high monthly payments on this loan have become a significant financial hardship. Given that the CFPB has already identified that Climb Credit deceived students about these bootcamps, I believe this loan was originated under false pretenses and should be forgiven.
Frequently Asked Questions
What is Complaint #18940747 about?
Complaint #18940747 was filed against Climb Credit INC. regarding Student loan specifically about Getting a loan. It was received by the CFPB on 2026-01-22T12:00:00-05:00.
How did Climb Credit INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Student loan) and describe your issue in detail.
Can I see other complaints against Climb Credit INC.?
Yes, visit the Climb Credit INC. company profile at readthecomplaint.com/company/climb-credit-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.