Payday loan, title loan, personal loan, or advance loan -- Struggling to pay your loan -- Complaint #18939367

Complaint Overview

Complaint ID: 18939367

Company: Encore Capital Group INC.

Product: Payday loan, title loan, personal loan, or advance loan

Sub-Product: Installment loan

Issue: Struggling to pay your loan

State: Florida

ZIP Code: 32533

Date Received: 2026-01-22T12:00:00-05:00

Date Sent to Company: 2026-01-22T12:00:00-05:00

Company Response: Closed with non-monetary relief

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Frequently Asked Questions

What is Complaint #18939367 about?

Complaint #18939367 was filed against Encore Capital Group INC. regarding Payday loan, title loan, personal loan, or advance loan specifically about Struggling to pay your loan. It was received by the CFPB on 2026-01-22T12:00:00-05:00.

How did Encore Capital Group INC. respond to this complaint?

The company responded with: "Closed with non-monetary relief". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Payday loan, title loan, personal loan, or advance loan) and describe your issue in detail.

Can I see other complaints against Encore Capital Group INC.?

Yes, visit the Encore Capital Group INC. company profile at readthecomplaint.com/company/encore-capital-group-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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