Debt collection -- Written notification about debt -- Complaint #18908241
Complaint Overview
Complaint ID: 18908241
Company: Nra Group, LLC
Product: Debt collection
Sub-Product: I do not know
Issue: Written notification about debt
Sub-Issue: Didn't receive notice of right to dispute
State: Michigan
ZIP Code: 48186
Date Received: 2026-01-21T12:00:00-05:00
Date Sent to Company: 2026-01-22T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I received a notification to my credit report from this company Ive never heard from before. After I reached out, I received an email from the gentleman in this email Ive attached stating they sent something via email which was never confirmed received. Ive never received debt validation from this company. They reported to my credit report before proper validation. 6 years later and not reflecting the accurate date so it seems like a new debt on my credit report. This is so many violations. XXXX statute of limitations is 6 years. You can see from the email below he mentions I debt Ive never heard of from XXXX of 2020
Frequently Asked Questions
What is Complaint #18908241 about?
Complaint #18908241 was filed against Nra Group, LLC regarding Debt collection specifically about Written notification about debt. It was received by the CFPB on 2026-01-21T12:00:00-05:00.
How did Nra Group, LLC respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Nra Group, LLC?
Yes, visit the Nra Group, LLC company profile at readthecomplaint.com/company/nra-group-llc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.