Mortgage -- Incorrect information on your report -- Complaint #18876677
Complaint Overview
Complaint ID: 18876677
Company: Ld Holdings Group, LLC
Product: Mortgage
Sub-Product: FHA mortgage
Issue: Incorrect information on your report
Sub-Issue: Account information incorrect
State: New York
ZIP Code: 10512
Date Received: 2026-01-20T12:00:00-05:00
Date Sent to Company: 2026-01-21T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
loanDepot reported my mortgage as 30 days late for XX/XX/XXXX. The delinquency was related to the XX/XX/XXXX payment, which was paid on XX/XX/XXXX, curing the account. However, loanDepot reported XX/XX/XXXX as 30 days late rather than properly attributing the delinquency to XXXX and reflecting XXXX as current once payment was made. Also XXXX payment was also made I provided proof of payment and requested that loanDepot correct the reporting to reflect the proper delinquency period and account status. loanDepot acknowledged the payment timing but refused to correct the reporting, stating that the reporting was accurate without addressing the incorrect reporting month or account status after cure. Reporting XXXX as late misrepresents the accounts status and payment history. I am requesting that loanDepot correct the credit reporting to accurately reflect the proper delinquency month and update all credit bureaus accordingly.
Frequently Asked Questions
What is Complaint #18876677 about?
Complaint #18876677 was filed against Ld Holdings Group, LLC regarding Mortgage specifically about Incorrect information on your report. It was received by the CFPB on 2026-01-20T12:00:00-05:00.
How did Ld Holdings Group, LLC respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Mortgage) and describe your issue in detail.
Can I see other complaints against Ld Holdings Group, LLC?
Yes, visit the Ld Holdings Group, LLC company profile at readthecomplaint.com/company/ld-holdings-group-llc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.