Debt collection -- Electronic communications -- Complaint #18751782
Complaint Overview
Complaint ID: 18751782
Company: Kriya Capital, LLC
Product: Debt collection
Sub-Product: Telecommunications debt
Issue: Electronic communications
Sub-Issue: Frequent or repeated messages
State: Louisiana
ZIP Code: 700XX
Date Received: 2025-11-22T12:00:00-05:00
Date Sent to Company: 2026-01-20T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
Credence Resource Management is reporting an XXXX XXXX XXXX collection account for {$2900.00} that is inaccurate and unverified. The account shows inconsistent dates, incorrect status updates, and lists the account as investigation complete even though no validation or documentation was provided. I disputed the item with XXXX, but XXXX marked the dispute as complete without providing a Method of Verification, which is required under FCRA 611 ( a ) ( 7 ). Credence has not supplied any contract, service agreement, billing statements, or proof that the account belongs to me or that the balance is accurate. Credence is reporting unverifiable information, violating both the FCRA and FDCPA. I request that the CFPB require Credence to provide full validation or remove the account immediately from all credit bureaus.
Frequently Asked Questions
What is Complaint #18751782 about?
Complaint #18751782 was filed against Kriya Capital, LLC regarding Debt collection specifically about Electronic communications. It was received by the CFPB on 2025-11-22T12:00:00-05:00.
How did Kriya Capital, LLC respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Kriya Capital, LLC?
Yes, visit the Kriya Capital, LLC company profile at readthecomplaint.com/company/kriya-capital-llc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.