Debt collection -- Electronic communications -- Complaint #18717548
Complaint Overview
Complaint ID: 18717548
Company: Resurgent Capital Services L.P.
Product: Debt collection
Sub-Product: I do not know
Issue: Electronic communications
Sub-Issue: You told them to stop contacting you, but they keep trying
State: Mississippi
ZIP Code: 394XX
Date Received: 2025-11-06T12:00:00-05:00
Date Sent to Company: 2026-01-14T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I am disputing the accuracy and validity of a debt that XXXX XXXX is reporting and attempting to collect. I submitted a written validation request pursuant to FDCPA 15 U.S.C. 1692g ( b ), requesting the collector to provide the signed original agreement and the chain of assignment ( Bill of Sale and transfer of ownership documents ). XXXX XXXX did NOT provide proper validation/ The only document provided was a single billing statement, which does not prove ownership, liability, or the right to collect. This does not meet the federal requirements for validation under FDCPA, nor does it satisfy the documentation standards outlined by the CFPB in Debt Collection Rule - Regulation F. Additionally, XXXX continues to report this account to the credit bureaus, which constitutes continued collection activity without validation, in violation of FDCPA 1692g ( b ) and FCRA 1681s-2 ( a ) ( 1 ) ( A ) for furnishing information known to be inaccurate or unverified.
Frequently Asked Questions
What is Complaint #18717548 about?
Complaint #18717548 was filed against Resurgent Capital Services L.P. regarding Debt collection specifically about Electronic communications. It was received by the CFPB on 2025-11-06T12:00:00-05:00.
How did Resurgent Capital Services L.P. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Resurgent Capital Services L.P.?
Yes, visit the Resurgent Capital Services L.P. company profile at readthecomplaint.com/company/resurgent-capital-services-l-p to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.