Debt collection -- Attempts to collect debt not owed -- Complaint #18699377
Complaint Overview
Complaint ID: 18699377
Company: Mandarich Law Group, LLP
Product: Debt collection
Sub-Product: I do not know
Issue: Attempts to collect debt not owed
Sub-Issue: Debt was result of identity theft
State: California
ZIP Code: 94806
Date Received: 2026-01-13T12:00:00-05:00
Date Sent to Company: 2026-01-13T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I am filing this complaint with the Consumer Financial Protection Bureau ( CFPB ) regarding the fraudulent and unjust civil case and judgment filed against me by MANDARICH LAW GROUP , LLP on behalf of XXXX XXXX XXXX, in the amount of {$1700.00} and/or any other amount. I am not the debtor and have never opened, authorized, or benefited from the alleged account. This debt is entirely the result of identity theft, and the subsequent legal action filed against me is based on fraudulent information. Being sued and having a judgment entered against me for a debt I did not incur has caused severe emotional distress, financial harm, and constant XXXX, as I am left to deal with the repercussions of identity theft while facing unlawful collection efforts. Pursuing a debt tied to identity theft violates several consumer protection laws, including the Fair Credit Reporting Act, which mandates that only accurate information be reported, and the Fair Debt Collection Practices Act, which prohibits the collection of debts that are not owed. In addition, this conduct also violates California Civil Code section 1798.92 et seq., which protects victims of identity theft from liability for unauthorized debts, and the Rosenthal Fair Debt Collection Practices Act ( California Civil Code section 1788 et seq. ), which ensures that debt collectors do not harass consumers for debts they do not owe. I am now taking formal legal steps to address this issue, including filing a police report to document the identity theft and seeking to vacate the limited civil case and judgment. I am requesting that the CFPB assist me in vacating this civil case, as it was filed in violation of my rights, causing ongoing harm that I should not be responsible for, and ensuring that this fraudulent activity does not affect my credit or legal standing.
Frequently Asked Questions
What is Complaint #18699377 about?
Complaint #18699377 was filed against Mandarich Law Group, LLP regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2026-01-13T12:00:00-05:00.
How did Mandarich Law Group, LLP respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Mandarich Law Group, LLP?
Yes, visit the Mandarich Law Group, LLP company profile at readthecomplaint.com/company/mandarich-law-group-llp to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.