Checking or savings account -- Closing an account -- Complaint #18682985

Complaint Overview

Complaint ID: 18682985

Company: Credit Sesame, INC.

Product: Checking or savings account

Sub-Product: Checking account

Issue: Closing an account

Sub-Issue: Funds not received from closed account

State: Texas

ZIP Code: 781XX

Date Received: 2025-10-16T12:00:00-05:00

Date Sent to Company: 2026-01-13T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

On XX/XX/year> I made a transaction of {$8000.00} from my XXXX into my XXXXXXXX XXXX XXXX account and everything was successful until on XX/XX/year> when I tried checking my account only to find out its been closed with out my notice and I reached out to them to refund the money back into my account or send me a check but they said they cant that I should call my bank to recall the money back and I reached out to my bank to recall the money back but my bank said once the money is delivered it cant be returned for if its against there policy and I reached out to credit sesame but they keep on insisting that my bank should call for a refund even after telling them what my bank said

Frequently Asked Questions

What is Complaint #18682985 about?

Complaint #18682985 was filed against Credit Sesame, INC. regarding Checking or savings account specifically about Closing an account. It was received by the CFPB on 2025-10-16T12:00:00-05:00.

How did Credit Sesame, INC. respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Checking or savings account) and describe your issue in detail.

Can I see other complaints against Credit Sesame, INC.?

Yes, visit the Credit Sesame, INC. company profile at readthecomplaint.com/company/credit-sesame-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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