Debt collection -- False statements or representation -- Complaint #18667320
Complaint Overview
Complaint ID: 18667320
Company: Resurgent Capital Services L.P.
Product: Debt collection
Sub-Product: Credit card debt
Issue: False statements or representation
Sub-Issue: Attempted to collect wrong amount
State: Rhode Island
ZIP Code: 02907
Date Received: 2025-11-18T12:00:00-05:00
Date Sent to Company: 2026-01-12T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I disputed a collection account reporting from LVNV Funding LLC on my XXXX report. The account was verified, but no documentation was provided to validate the debt. Neither XXXX nor LVNV has supplied any proof of ownership of the debt, original account records, contract, billing history, or itemized accounting. This debt is being reported without evidence it is accurate or legally enforceable. The furnisher has not demonstrated that they have the right to collect or report this debt. This violates the Fair Credit Reporting Act and the requirement for complete and verifiable reporting. I am requesting proper validation or removal of the account.
Frequently Asked Questions
What is Complaint #18667320 about?
Complaint #18667320 was filed against Resurgent Capital Services L.P. regarding Debt collection specifically about False statements or representation. It was received by the CFPB on 2025-11-18T12:00:00-05:00.
How did Resurgent Capital Services L.P. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Resurgent Capital Services L.P.?
Yes, visit the Resurgent Capital Services L.P. company profile at readthecomplaint.com/company/resurgent-capital-services-l-p to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.