Debt collection -- False statements or representation -- Complaint #18664009

Complaint Overview

Complaint ID: 18664009

Company: D&A Services, LLC

Product: Debt collection

Sub-Product: I do not know

Issue: False statements or representation

Sub-Issue: Attempted to collect wrong amount

State: Alabama

ZIP Code: 35173

Date Received: 2025-11-25T12:00:00-05:00

Date Sent to Company: 2026-01-12T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

D & A Services sent an initial collection letter on XX/XX/year>, for an alleged XXXX XXXX XXXXXXXX debt without including required FDCPA validation information ( 15 U.S.C. 1692g ( a ) ), such as the 30-day dispute rights and exact creditor details. This is a per se violation. I dispute the debt in full and demand validation, including transaction history and XXXX accounting ( ASC 310 ). Continued collection without response violates 1692g ( b ). Please forward to D & A for immediate cessation and resolution.

Frequently Asked Questions

What is Complaint #18664009 about?

Complaint #18664009 was filed against D&A Services, LLC regarding Debt collection specifically about False statements or representation. It was received by the CFPB on 2025-11-25T12:00:00-05:00.

How did D&A Services, LLC respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.

Can I see other complaints against D&A Services, LLC?

Yes, visit the D&A Services, LLC company profile at readthecomplaint.com/company/d-a-services-llc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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