Debt collection -- Attempts to collect debt not owed -- Complaint #18638792

Complaint Overview

Complaint ID: 18638792

Company: Sunrise Credit Services, INC

Product: Debt collection

Sub-Product: Telecommunications debt

Issue: Attempts to collect debt not owed

Sub-Issue: Debt is not yours

State: Michigan

ZIP Code: 48236

Date Received: 2026-01-11T12:00:00-05:00

Date Sent to Company: 2026-01-11T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

This account does not belong to me and is being reported inaccurately. I did not open, authorize, or agree to this account. I have disputed this information directly with the credit bureaus and/or furnisher, yet the inaccurate reporting persists. Failure to correct or remove unverifiable information violates the Fair Credit Reporting Act. I am requesting immediate deletion of this account.

Frequently Asked Questions

What is Complaint #18638792 about?

Complaint #18638792 was filed against Sunrise Credit Services, INC regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2026-01-11T12:00:00-05:00.

How did Sunrise Credit Services, INC respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.

Can I see other complaints against Sunrise Credit Services, INC?

Yes, visit the Sunrise Credit Services, INC company profile at readthecomplaint.com/company/sunrise-credit-services-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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