Debt collection -- Attempts to collect debt not owed -- Complaint #18637984

Complaint Overview

Complaint ID: 18637984

Company: Harris & Harris, Ltd.

Product: Debt collection

Sub-Product: I do not know

Issue: Attempts to collect debt not owed

Sub-Issue: Debt is not yours

State: California

ZIP Code: 92084

Date Received: 2026-01-11T12:00:00-05:00

Date Sent to Company: 2026-01-11T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

Harris and Harris, a debt collection agency recently dinged my credit with an account Ive battled for a decade. I dont believe a debt XXXX XXXX XXXX is eligible to be placed on my credit report as though it is a new account. They are trying to collect {$110.00} from a XXXX Phone bill for a company I worked for. In XXXX I worked for a startup and was asked to set up a phone line. I called XXXX and had. them install a phone line. I gave them my name but I did not say I was responsible for the bill, I was just the person who called. The company went out of business soon after that and I began getting this account on my credit report. I fought it and never won, was never told why I was deemed responsible for the bill. Now they are coming after me again after 10 years and its destroying my credit to have a new delinquency.

Frequently Asked Questions

What is Complaint #18637984 about?

Complaint #18637984 was filed against Harris & Harris, Ltd. regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2026-01-11T12:00:00-05:00.

How did Harris & Harris, Ltd. respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.

Can I see other complaints against Harris & Harris, Ltd.?

Yes, visit the Harris & Harris, Ltd. company profile at readthecomplaint.com/company/harris-harris-ltd to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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