Debt collection -- Took or threatened to take negative or legal action -- Complaint #18551651
Complaint Overview
Complaint ID: 18551651
Company: W&A Intermediate Co., LLC
Product: Debt collection
Sub-Product: Medical debt
Issue: Took or threatened to take negative or legal action
Sub-Issue: Threatened or suggested your credit would be damaged
State: Arizona
ZIP Code: XXXXX
Date Received: 2026-01-07T12:00:00-05:00
Date Sent to Company: 2026-01-08T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
Wakefield and associates, LLC and XXXX XXXX ( later identified as XXXX XXXX in Arizona ) received collection letter ( XXXX ) owing Banner XXXX responded with which banner and what was the date and charges for? I never received a bill from XXXX! I responded with proof of insurance and mentioned never receiving a bill. ( I have tracking # showing my request ) Wakefield never responded and sent me into collections. I began my own investigation and found it was banner estrella from a visit in XXXX of XXXX asked XXXX why I never received a bill and denial letter from the insurance company if they didn't pay it. ( Banners response was they only send bills through email, and I didn't provide XXXX and somehow my insurance was never run. banner follow up ( somehow insurance still had not be processed it got stuck in other departments ).
Frequently Asked Questions
What is Complaint #18551651 about?
Complaint #18551651 was filed against W&A Intermediate Co., LLC regarding Debt collection specifically about Took or threatened to take negative or legal action. It was received by the CFPB on 2026-01-07T12:00:00-05:00.
How did W&A Intermediate Co., LLC respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against W&A Intermediate Co., LLC?
Yes, visit the W&A Intermediate Co., LLC company profile at readthecomplaint.com/company/w-a-intermediate-co-llc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.