Debt collection -- Attempts to collect debt not owed -- Complaint #18551098
Complaint Overview
Complaint ID: 18551098
Company: Transworld Systems INC
Product: Debt collection
Sub-Product: Credit card debt
Issue: Attempts to collect debt not owed
Sub-Issue: Debt was result of identity theft
State: Florida
ZIP Code: 33150
Date Received: 2026-01-07T12:00:00-05:00
Date Sent to Company: 2026-01-08T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I discovered a collection account reported by Transworld for an alleged XXXX XXXX debt in the amount of {$660.00}. This account appears on my TransUnion and Equifax credit reports. According to my credit reports, the account was reported around XXXX 2025. I did not open, authorize, or use a XXXX XXXX account, and I do not recognize this debt. After noticing the account, I requested validation from the collection agency, including proof of the original agreement, authorization, and documentation showing the account belongs to me. At this time, no documentation has been provided showing that I am responsible for this debt. I am reporting this account as identity theft because the account was opened without my knowledge or consent, and the collection is inaccurately reporting information that does not belong to me. I am requesting that this account be investigated and removed from my credit reports.
Frequently Asked Questions
What is Complaint #18551098 about?
Complaint #18551098 was filed against Transworld Systems INC regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2026-01-07T12:00:00-05:00.
How did Transworld Systems INC respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Transworld Systems INC?
Yes, visit the Transworld Systems INC company profile at readthecomplaint.com/company/transworld-systems-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.