Debt collection -- Took or threatened to take negative or legal action -- Complaint #18448504
Complaint Overview
Complaint ID: 18448504
Company: Resurgent Capital Services L.P.
Product: Debt collection
Sub-Product: Other debt
Issue: Took or threatened to take negative or legal action
Sub-Issue: Threatened or suggested your credit would be damaged
State: Missouri
ZIP Code: XXXXX
Date Received: 2026-01-03T12:00:00-05:00
Date Sent to Company: 2026-01-04T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
On XXXX XXXX XXXX I sent a certified letter to the company requesting debt validation and stipulated the request for the debt validation. I requested a complete and verifiable documents attached to this debt. I requested proof of ownership, complete chain of custody, a true and complete copy of any signed agreement bearing my signature, a legal right to collect in my state of residence, comprehensive itemization of all debts, credits, interest, and fees. The debt collection agency sent a copy of the statement from the original creditor. I then sent a certified letter to the company on XXXX XXXX, XXXX notice of violation and the 30 day lapse of time for requested documents.
Frequently Asked Questions
What is Complaint #18448504 about?
Complaint #18448504 was filed against Resurgent Capital Services L.P. regarding Debt collection specifically about Took or threatened to take negative or legal action. It was received by the CFPB on 2026-01-03T12:00:00-05:00.
How did Resurgent Capital Services L.P. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Resurgent Capital Services L.P.?
Yes, visit the Resurgent Capital Services L.P. company profile at readthecomplaint.com/company/resurgent-capital-services-l-p to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.