Checking or savings account -- Managing an account -- Complaint #18447844

Complaint Overview

Complaint ID: 18447844

Company: BMO Bank National Association

Product: Checking or savings account

Sub-Product: Checking account

Issue: Managing an account

Sub-Issue: Problem using a debit or ATM card

State: Wisconsin

ZIP Code: 537XX

Date Received: 2026-01-03T12:00:00-05:00

Date Sent to Company: 2026-01-03T12:00:00-05:00

Company Response: Closed with monetary relief

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

BMO Harris bank ( current customer ) On Friday XX/XX/year> I went to the ATM to make a deposit and the atm malfunctioned, I went inside the bank to tell them what happened, i spoke with the branch manager and he told me that by the end of the day I would get a temporary refund because the ATM stopped working, it was the amount of {$660.00} that I was supposed to pay rent with, i dont work as much because of the injury I had, that money was for my rent now I am facing eviction, they told me that it would take at least a month for them to the an investigation, about my money that I was depositing in my account??? I really feel like my rights as a customer were violated

Frequently Asked Questions

What is Complaint #18447844 about?

Complaint #18447844 was filed against BMO Bank National Association regarding Checking or savings account specifically about Managing an account. It was received by the CFPB on 2026-01-03T12:00:00-05:00.

How did BMO Bank National Association respond to this complaint?

The company responded with: "Closed with monetary relief". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Checking or savings account) and describe your issue in detail.

Can I see other complaints against BMO Bank National Association?

Yes, visit the BMO Bank National Association company profile at readthecomplaint.com/company/bmo-bank-national-association to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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