Credit card -- Other features, terms, or problems -- Complaint #18447699
Complaint Overview
Complaint ID: 18447699
Company: Lloyd & Mcdaniel, Plc
Product: Credit card
Sub-Product: General-purpose credit card or charge card
Issue: Other features, terms, or problems
Sub-Issue: Other problem
State: South Carolina
ZIP Code: 29611
Date Received: 2026-01-03T12:00:00-05:00
Date Sent to Company: 2026-01-03T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Tags: Older American
Consumer Narrative
Lloyd & McDaniel ( Collection Agency ) My husband is trying to refinance our mortgage. XXXX XXXX XXXX has been trying to get the payoff on the credit card from XXXX XXXX, in my name ( Debit purchased by L & M ), for TWO weeks and NO response. Friday the loan officer called and left & XXXX and an offer, still NO response. I faxed the information to L & M, NO response. I filled a COMPLAINT on their website, No response!! The refinance rate will be lost in TWO days because of L & M 's flagrant disregard for us the consumer! PH : ( XXXX ) XXXX FAX : ( XXXX ) XXXX XXXX Mailing Address : Lloyd & McDaniel , PLC XXXX. XXXX XXXX XXXX, KY XXXX Office Address : Lloyd & McDaniel , PLC XXXX XXXX XXXX XXXX XXXX XXXX XXXX, Ky XXXX Submission Success/complaint form Message : Your message was successfully sent. XXXX XXXX XXXX
Frequently Asked Questions
What is Complaint #18447699 about?
Complaint #18447699 was filed against Lloyd & Mcdaniel, Plc regarding Credit card specifically about Other features, terms, or problems. It was received by the CFPB on 2026-01-03T12:00:00-05:00.
How did Lloyd & Mcdaniel, Plc respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit card) and describe your issue in detail.
Can I see other complaints against Lloyd & Mcdaniel, Plc?
Yes, visit the Lloyd & Mcdaniel, Plc company profile at readthecomplaint.com/company/lloyd-mcdaniel-plc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.