Debt collection -- False statements or representation -- Complaint #18447687

Complaint Overview

Complaint ID: 18447687

Company: Harris & Harris, Ltd.

Product: Debt collection

Sub-Product: Telecommunications debt

Issue: False statements or representation

Sub-Issue: Attempted to collect wrong amount

State: Michigan

ZIP Code: 482XX

Date Received: 2026-01-03T12:00:00-05:00

Date Sent to Company: 2026-01-12T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

This company that I do not have an agreement or contract with falsified information with the intent of extorting money from me including misusing my information without my consent. They were told to validate said information and to provide certain information be they didn't. They also removed the false information from credit profile which is an admission of guilt. These are some of the violations. XXXX. Fair Credit Reporting Act ( FCRA ) 15 U.S.C. 1681 et seq. Violations may include : Reporting inaccurate information ( 1681e ( b ) ) Failure to conduct a reasonable reinvestigation after a dispute ( 1681i ) Failure to provide proper notice of debt collection ( 1681g ) Willful or negligent noncompliance ( 1681n, 1681o ) Punitive damages for willful noncompliance Identity Theft and Unauthorized use of identifying Disclosure of non-public personal information without consent False or misleading representation of a debt ( 1692e ) Attempting to collect a debt not owed ( 1692e ( 2 ) ) Failing to validate the debt after request ( 1692g ) Unfair practices in collection ( 1692f )

Frequently Asked Questions

What is Complaint #18447687 about?

Complaint #18447687 was filed against Harris & Harris, Ltd. regarding Debt collection specifically about False statements or representation. It was received by the CFPB on 2026-01-03T12:00:00-05:00.

How did Harris & Harris, Ltd. respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.

Can I see other complaints against Harris & Harris, Ltd.?

Yes, visit the Harris & Harris, Ltd. company profile at readthecomplaint.com/company/harris-harris-ltd to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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