Checking or savings account -- Problem with a lender or other company charging your account -- Complaint #18410444
Complaint Overview
Complaint ID: 18410444
Company: BMO Bank National Association
Product: Checking or savings account
Sub-Product: Checking account
Issue: Problem with a lender or other company charging your account
Sub-Issue: Transaction was not authorized
State: California
ZIP Code: XXXXX
Date Received: 2026-01-01T12:00:00-05:00
Date Sent to Company: 2026-01-01T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Tags: Older American
Consumer Narrative
Dates Are Listed On Documents, Unathourized Charges made On My Business Checking For Service Charges & XXXX XXXX Charges. I Have Contacted The Companies But They Claim It Was Not Them But Maybe The Bank Tellers Commiting Fraud On Your Account, XXXX XXXX XXXX XXXX XXXX XXXX XXXX Has Not Reversed Charges Yet. Claim Numbers & Dates Listed On Documents. Requesting A CFR Title 5 Performance Check On My Two Checking Accounts Business & Personal. The ard XXXX XXXX XXXX Charges Are Connected.
Frequently Asked Questions
What is Complaint #18410444 about?
Complaint #18410444 was filed against BMO Bank National Association regarding Checking or savings account specifically about Problem with a lender or other company charging your account. It was received by the CFPB on 2026-01-01T12:00:00-05:00.
How did BMO Bank National Association respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Checking or savings account) and describe your issue in detail.
Can I see other complaints against BMO Bank National Association?
Yes, visit the BMO Bank National Association company profile at readthecomplaint.com/company/bmo-bank-national-association to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.