Debt collection -- Attempts to collect debt not owed -- Complaint #18397350
Complaint Overview
Complaint ID: 18397350
Company: Ccs Financial Services, INC.
Product: Debt collection
Sub-Product: I do not know
Issue: Attempts to collect debt not owed
Sub-Issue: Debt was result of identity theft
State: Georgia
ZIP Code: 30297
Date Received: 2025-12-31T12:00:00-05:00
Date Sent to Company: 2025-12-31T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
CREDIT COLLECTION SERV Date : XX/XX/XXXX Account Number : XXXX Original Creditor : XXXX XXXX XXXX XXXX To Whom It May Concern, This letter serves as formal notice that I am requesting Credit Collection Serv immediately cease and desist from all communication with me regarding the alleged debt referenced above. Pursuant to my rights under the Fair Debt Collection Practices Act ( FDCPA ), I hereby demand that all communication with me cease, including but not limited to phone calls, letters, emails, and any contact with third parties. This request is not an acknowledgment of the alleged debt, nor is it an admission of liability. I do not consent to any further communication from your agency except as permitted by law, specifically to confirm receipt of this notice or to notify me of any lawful legal action. Any further attempts to contact me after receipt of this letter will be documented and may constitute a violation of federal law. Please confirm in writing that you have received this notice and that you will comply. Sincerely, XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX
Frequently Asked Questions
What is Complaint #18397350 about?
Complaint #18397350 was filed against Ccs Financial Services, INC. regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2025-12-31T12:00:00-05:00.
How did Ccs Financial Services, INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Ccs Financial Services, INC.?
Yes, visit the Ccs Financial Services, INC. company profile at readthecomplaint.com/company/ccs-financial-services-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.