Money transfer, virtual currency, or money service -- Confusing or missing disclosures -- Complaint #18392783

Complaint Overview

Complaint ID: 18392783

Company: Paypal Holdings, INC

Product: Money transfer, virtual currency, or money service

Sub-Product: Mobile or digital wallet

Issue: Confusing or missing disclosures

State: Pennsylvania

ZIP Code: 152XX

Date Received: 2025-11-11T12:00:00-05:00

Date Sent to Company: 2025-12-31T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Tags: Older American

Consumer Narrative

First time in 21 years initiated a transaction through PayPal that was not informed payment was at risk and that payment method from buyer was at risk. Paypal allowed sender to use a payment method that put transaction act risk with no warning to me. They should not allow a process that puts me at risk and blame the senders bank. Call ID from PayPal is XXXX

Frequently Asked Questions

What is Complaint #18392783 about?

Complaint #18392783 was filed against Paypal Holdings, INC regarding Money transfer, virtual currency, or money service specifically about Confusing or missing disclosures. It was received by the CFPB on 2025-11-11T12:00:00-05:00.

How did Paypal Holdings, INC respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Money transfer, virtual currency, or money service) and describe your issue in detail.

Can I see other complaints against Paypal Holdings, INC?

Yes, visit the Paypal Holdings, INC company profile at readthecomplaint.com/company/paypal-holdings-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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