Debt collection -- Attempts to collect debt not owed -- Complaint #18384997
Complaint Overview
Complaint ID: 18384997
Company: Capio Partners, LLC
Product: Debt collection
Sub-Product: I do not know
Issue: Attempts to collect debt not owed
Sub-Issue: Debt is not yours
State: Utah
ZIP Code: 84095
Date Received: 2025-12-30T12:00:00-05:00
Date Sent to Company: 2025-12-31T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
This filing is a formal dispute challenging the accuracy, legality, authorization, and validation of the alleged {$1700.00} account XXXX XXXX is reporting and attempting to collect. This dispute is filed under the protections of : FCRA 15 U.S.C. 1681e ( b ) duty to ensure maximum possible accuracy FCRA 1681i duty to reinvestigate disputed information FCRA 623 ( a ) ( 1 ) ( A ) & 623 ( b ) duty to delete or correct inaccurate or unverified data XXXX XXXX is a third-party collection agency, and I have never provided written or verbal consent for my personal information to be bought, sold, transferred, or traded for monetary gain. I have no contractual relationship with this company and do not authorize or recognize this account. Because this is an alleged third-party debt with no lawful proof of authorization or ownership, continued reporting or collection without validation violates : FDCPA 15 U.S.C. 1692g ( b ) collection must cease until validation is provided FDCPA 1692e false, misleading, or deceptive representations FDCPA 1692f unfair or abusive collection practices XXXX XXXX has failed to provide : an original signed agreement a complete accounting ledger proof of ownership / chain of assignment proof that I am the responsible party proof of legal authority to collect or furnish data Therefore, this account is unverified, inaccurate, unauthorized, and not legally enforceable.
Frequently Asked Questions
What is Complaint #18384997 about?
Complaint #18384997 was filed against Capio Partners, LLC regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2025-12-30T12:00:00-05:00.
How did Capio Partners, LLC respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Capio Partners, LLC?
Yes, visit the Capio Partners, LLC company profile at readthecomplaint.com/company/capio-partners-llc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.