Debt collection -- Took or threatened to take negative or legal action -- Complaint #18384133
Complaint Overview
Complaint ID: 18384133
Company: Pressler & Pressler, LLP
Product: Debt collection
Sub-Product: Credit card debt
Issue: Took or threatened to take negative or legal action
Sub-Issue: Threatened to sue you for very old debt
State: New Jersey
ZIP Code: 08820
Date Received: 2025-12-30T12:00:00-05:00
Date Sent to Company: 2025-12-30T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
To Whom It May Concern, I am submitting this formal complaint against Pressler & Pressler , LLP, a debt collection law firm, for ongoing, willful, and repeated violations of the Fair Debt Collection Practices Act ( FDCPA ). This firm has continued to engage in collection activity after receiving multiple written cease-and-desist notices and despite clear evidence that the alleged debt dates back to 2016, based on the collection statements they themselves mailed to me. This complaint concerns the following matter : - Court Docket Number : XXXX - Original Creditor : XXXX XXXX XXXX XXXX Alleged Account Number ( Last XXXX ) : XXXX - Current Alleged Debt Buyer / Collecting Creditor : XXXX XXXX, LLC # # # Pattern of Unlawful and Abusive Conduct Pressler & Pressler has engaged in a pattern of harassment and unlawful debt collection by continuing to send collection communications and pursue enforcement related to an alleged CXXXX XXXX XXXX debt from XXXX, despite having been formally instructed in writing to cease all communication. Their conduct is knowing, intentional, and abusive, not the result of error or oversight, and reflects a blatant disregard for federal consumer protection laws. # # # Violations of Federal Law Include, But Are Not Limited To : XXXX. Violation of 15 U.S.C. 1692c ( c ) Cease Communication I sent multiple written cease-and-desist notices demanding that Pressler & Pressler stop all communications regarding this alleged debt. Once such notice is received, federal law strictly prohibits further communication, except for very narrow statutory exceptions. Despite this, Pressler & Pressler continued to send collection notices and correspondence, constituting a direct and clear violation of 1692c ( c ). XXXX. Violation of 15 U.S.C. 1692d Harassment and Abuse Repeated collection attempts after lawful notice to stop, particularly involving an alleged debt dating back to XXXX, constitute harassment and abuse. These communications serve no legitimate purpose and appear intended to pressure and intimidate the consumer into payment through unlawful persistence. XXXX. Violation of 15 U.S.C. 1692e False, Deceptive, or Misleading Representations By continuing to pursue collection activity for an alleged XXXX XXXX XXXX XXXX debt ( Account ending XXXX ) on behalf of XXXX XXXX, XXXX, Pressler & Pressler falsely represents that it has a lawful right to collect and communicate. This conduct misleads the consumer by implying legal authority that no longer exists once cease-and-desist notice is provided. XXXX. Violation of 15 U.S.C. 1692f Unfair and Unconscionable Means Ignoring cease-and-desist demands while continuing to pursue collection through mail and other communications is an unfair and unconscionable practice prohibited by the FDCPA. # # # Aggravating Factors - The alleged debt originates from XXXX, as confirmed by statements mailed by Pressler & Pressler. - The firm had actual notice of my cease-and-desist demands. - The collection activity is tied to an identified court matter ( XXXX XXXX. XXXX ), making the continued contact especially egregious. - The conduct is repeated and systematic, not isolated. - These actions have caused ongoing stress, anxiety, and disruption. # # # Legal Exposure Pressler & Presslers continued misconduct exposes them and their client, XXXX XXXX, XXXX, to statutory damages, actual damages, attorneys fees, and costs under 15 U.S.C. 1692k, and supports findings of willful noncompliance. # # # Requested Resolution I respectfully request that the CFPB : XXXX. Investigate Pressler & Pressler , LLP for repeated FDCPA violations XXXX. Order the immediate cessation of all collection activity and communication related to this matter XXXX. Require written confirmation that this alleged account ( ending XXXX ) is closed and that no further contact will occur XXXX. Take appropriate enforcement and corrective action to prevent continued consumer harm I am retaining all correspondence, including proof of delivery of my cease-and-desist letters and collection statements verifying the XXXX date of the alleged debt. I expressly reserve all rights to pursue additional legal remedies should this unlawful conduct continue. Sincerely, XXXX XXXX
Frequently Asked Questions
What is Complaint #18384133 about?
Complaint #18384133 was filed against Pressler & Pressler, LLP regarding Debt collection specifically about Took or threatened to take negative or legal action. It was received by the CFPB on 2025-12-30T12:00:00-05:00.
How did Pressler & Pressler, LLP respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Pressler & Pressler, LLP?
Yes, visit the Pressler & Pressler, LLP company profile at readthecomplaint.com/company/pressler-pressler-llp to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.