Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #18356080
Complaint Overview
Complaint ID: 18356080
Company: Resurgent Capital Services L.P.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Account information incorrect
State: California
ZIP Code: 90028
Date Received: 2025-12-29T12:00:00-05:00
Date Sent to Company: 2025-12-29T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Tags: Servicemember
Consumer Narrative
I am disputing the following collection accounts because they are being reported without proper verification as required by the Fair Credit Reporting Act. These accounts are furnished by third-party debt buyers who have failed to provide competent evidence of legal responsibility, including signed agreements, complete chain of title, itemized balances, and verifiable dates of first delinquency. Any prior verification appears to rely on automated or superficial confirmation rather than a reasonable reinvestigation under 15 U.S.C. 1681i ( a ). Continued reporting of incomplete and unverifiable information violates 1681e ( b ), 1681i, and 1681s-2 ( b ). If Experian and the furnishers can not fully substantiate these accounts and disclose the method of verification used, I am requesting immediate deletion and have initiated simultaneous complaints with the CFPB and the California Attorney General.
Frequently Asked Questions
What is Complaint #18356080 about?
Complaint #18356080 was filed against Resurgent Capital Services L.P. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2025-12-29T12:00:00-05:00.
How did Resurgent Capital Services L.P. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Resurgent Capital Services L.P.?
Yes, visit the Resurgent Capital Services L.P. company profile at readthecomplaint.com/company/resurgent-capital-services-l-p to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.