Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #18331507
Complaint Overview
Complaint ID: 18331507
Company: Experian Information Solutions INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Information belongs to someone else
State: Maryland
ZIP Code: 21144
Date Received: 2025-12-28T12:00:00-05:00
Date Sent to Company: 2025-12-28T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
Accounts in Dispute ( Charged Off ) : XXXX XXXX XXXX XXXX Account ending XXXX, Date Opened : XX/XX/year>, Reported Balance : {$0.00} Issue Summary : I am disputing the accuracy and continued reporting of the above charged-off account. I believe this account may contain inaccurate or outdated information. I request Experian to investigate and verify all reported details, including balance, payment history, and date of last activity. If this account can not be verified under FCRA Section 611, please remove it from my credit report. Late Payments : XXXX XXXX Account ending XXXX XXXX Account XXXX I am disputing the late payment notations on the accounts above. I have documentation suggesting payments were made on time or that the reported delinquencies are inaccurate. I request Experian to review payment history and correct or delete any erroneous late payment records. Inquiries : No disputed inquiries at this time. Positive Accounts : No issues with positive accounts.
Frequently Asked Questions
What is Complaint #18331507 about?
Complaint #18331507 was filed against Experian Information Solutions INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2025-12-28T12:00:00-05:00.
How did Experian Information Solutions INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Experian Information Solutions INC.?
Yes, visit the Experian Information Solutions INC. company profile at readthecomplaint.com/company/experian-information-solutions-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.