Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #18331460
Complaint Overview
Complaint ID: 18331460
Company: Equifax, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Information belongs to someone else
State: Missouri
ZIP Code: 64081
Date Received: 2025-12-28T12:00:00-05:00
Date Sent to Company: 2025-12-28T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I am a consumer attempting to correct inaccuracies on my Equifax credit report. I am disputing the following charged-off account currently reporting on my Equifax credit file : XXXX XXXX XXXX Account ending XXXX opened XX/XX/year>, balance {$390.00} ) I do not believe this account has been properly verified. I am requesting validation of the account ownership, balance, and reporting dates. If Equifax can not verify this information with accurate documentation, I request that the account be corrected or removed in accordance with the Fair Credit Reporting Act. Additionally, I am disputing the accuracy of late payment reporting related to the following account : XXXX XXXX Bank ( Account ending XXXX ) Please investigate and ensure all reported late payments are accurate and supported by proper documentation.
Frequently Asked Questions
What is Complaint #18331460 about?
Complaint #18331460 was filed against Equifax, INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2025-12-28T12:00:00-05:00.
How did Equifax, INC. respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Equifax, INC.?
Yes, visit the Equifax, INC. company profile at readthecomplaint.com/company/equifax-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.