Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #18331278
Complaint Overview
Complaint ID: 18331278
Company: Experian Information Solutions INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Account information incorrect
State: Florida
ZIP Code: 34771
Date Received: 2025-12-28T12:00:00-05:00
Date Sent to Company: 2025-12-28T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I am filing this formal complaint because my consumer rights have been violated under the Fair Credit Reporting Act ( FCRA ). I have identified multiple accounts and personal data being reported without my express authorization or verifiable consent, which is a violation of 15 U.S. Code 1681b. Specifically, I am disputing the following accounts : XXXX ( Account # XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX ), XXXXXXXX XXXX XXXXXXXX ( Account # XXXX XXXX XXXX XXXX with {$5000.00} balance ), XXXXXXXX XXXX XXXXXXXX ( Account # XXXX XXXX XXXX XXXX with {$0.00} balance ), and XXXX XXXX ( Account # XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX ). Despite my previous efforts, the credit bureaus have used stall tactics to avoid their legal obligations, even claiming official documents were " not acceptable ''. I have now generated an updated Official FTC Identity Theft Report, reference number XXXX, to support my demand for an immediate fraud block. Pursuant to 15 U.S.C. 1681c-2, you are required to block this information within 4 business days. I request the CFPB to intervene and ensure these unauthorized accounts are deleted and my personal information is corrected to reflect only my legal name XXXX XXXX and my current address at XXXX XXXX XXXX XXXX XXXX XXXX XXXX, FL XXXX.
Frequently Asked Questions
What is Complaint #18331278 about?
Complaint #18331278 was filed against Experian Information Solutions INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2025-12-28T12:00:00-05:00.
How did Experian Information Solutions INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Experian Information Solutions INC.?
Yes, visit the Experian Information Solutions INC. company profile at readthecomplaint.com/company/experian-information-solutions-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.