Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #18322501
Complaint Overview
Complaint ID: 18322501
Company: Experian Information Solutions INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Information belongs to someone else
State: New York
ZIP Code: 10458
Date Received: 2025-12-27T12:00:00-05:00
Date Sent to Company: 2025-12-27T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
Full Name : XXXX XXXX XXXX XXXX Address : XXXX XXXX XXXX XXXX XXXX, XXXXXXXX XXXX XXXXXXXX Date of Birth : XXXX Companies : XXXX XXXX Account XXXX : XXXX XXXX / XXXX XXXX XXXX Account # : XXXX XXXX XXXX XXXX XXXX XXXX XXXX Account XXXX : XXXX Credit Reporting / Fraud / Identity Misuse I am disputing the above collection accounts because I have no agreement with these accounts, they are not mine, and they were reported under the incorrect name XXXX XXXX instead of my full legal name, XXXX XXXX XXXX XXXX XXXX These accounts are fraudulent, and I have not authorized them in any way. Despite prior disputes, no verification or proof of legitimacy has been provided by the creditors or collection agencies. I request a full investigation under the Fair Credit Reporting Act ( FCRA ) and that these fraudulent accounts be immediately removed from my credit report. I have attached documentation supporting my identity and showing these accounts are not mine.
Frequently Asked Questions
What is Complaint #18322501 about?
Complaint #18322501 was filed against Experian Information Solutions INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2025-12-27T12:00:00-05:00.
How did Experian Information Solutions INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Experian Information Solutions INC.?
Yes, visit the Experian Information Solutions INC. company profile at readthecomplaint.com/company/experian-information-solutions-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.