Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #18277972
Complaint Overview
Complaint ID: 18277972
Company: Experian Information Solutions INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Information belongs to someone else
State: Michigan
ZIP Code: 48174
Date Received: 2025-12-24T12:00:00-05:00
Date Sent to Company: 2025-12-24T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I am writing to formally dispute inaccurate and fraudulent information that appears on my Experian credit report. XXXX ( XXXX XXXX XXXX XXXX XXXX XXXX Authorized User Account This account is listed as an authorized user account on my credit report. I did not authorize the address associated with this account, nor did I consent to being linked to that address in any way. I am disputing the address connected to this account and request that Experian remove any address information tied to XXXX that I did not authorize. Please note that I am not financially responsible for this account, and any address data associated with it is inaccurate and should be deleted from my credit file. XXXX XXXX XXXXXXXX Fraudulent Account The account listed under XXXX is fraudulent. I did not open, authorize, or benefit from this account. Additionally, the address associated with this account does not belong to me and was never authorized by me. I am requesting the following actions : Immediate removal of the XXXX account from my credit report. Immediate removal of the XXXX account from my credit report. Removal of any addresses associated with this fraudulent account Under the Fair Credit Reporting Act ( FCRA ), I am requesting that Experian investigate these items and remove any information that can not be verified as accurate. Please provide written confirmation once the investigation is complete and the inaccurate information has been corrected or removed. Please update my address XXXX XXXX XXXX XXXX XXXX XXXX mi XXXX Thank you for your prompt attention to this matter.
Frequently Asked Questions
What is Complaint #18277972 about?
Complaint #18277972 was filed against Experian Information Solutions INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2025-12-24T12:00:00-05:00.
How did Experian Information Solutions INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Experian Information Solutions INC.?
Yes, visit the Experian Information Solutions INC. company profile at readthecomplaint.com/company/experian-information-solutions-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.