Debt collection -- False statements or representation -- Complaint #18277273
Complaint Overview
Complaint ID: 18277273
Company: Resurgent Capital Services L.P.
Product: Debt collection
Sub-Product: I do not know
Issue: False statements or representation
Sub-Issue: Attempted to collect wrong amount
State: Tennessee
ZIP Code: 37421
Date Received: 2025-12-24T12:00:00-05:00
Date Sent to Company: 2025-12-24T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
LVNV Funding LLC is reporting four collection accounts inaccurately. LVNV is listed as the original creditor, which is false. These are purchased debts, not original accounts. The accounts are reported as open collections without proper documentation of ownership, assignment or a valid consumer agreement. I dispute the accuracy ownership and reporting of all four accounts. LVNV has failed to provide competent evidence under the FCRA and FDCPA. I am requesting immediate deletion of all four LVNV Funding LLC accounts from all consumer reporting agencies due to inaccurate and misleading reporting.
Frequently Asked Questions
What is Complaint #18277273 about?
Complaint #18277273 was filed against Resurgent Capital Services L.P. regarding Debt collection specifically about False statements or representation. It was received by the CFPB on 2025-12-24T12:00:00-05:00.
How did Resurgent Capital Services L.P. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Resurgent Capital Services L.P.?
Yes, visit the Resurgent Capital Services L.P. company profile at readthecomplaint.com/company/resurgent-capital-services-l-p to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.