Vehicle loan or lease -- Repossession -- Complaint #18263840

Complaint Overview

Complaint ID: 18263840

Company: Santander Holdings USA, INC.

Product: Vehicle loan or lease

Sub-Product: Loan

Issue: Repossession

Sub-Issue: Loan balance remaining after the vehicle is repossessed and sold

State: North Carolina

ZIP Code: 283XX

Date Received: 2025-12-23T12:00:00-05:00

Date Sent to Company: 2025-12-24T12:00:00-05:00

Company Response: Closed with non-monetary relief

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

They repossessed the car in XXXX They sold the car in XXXX. The report was removed and then reported as owing the full balance.

Frequently Asked Questions

What is Complaint #18263840 about?

Complaint #18263840 was filed against Santander Holdings USA, INC. regarding Vehicle loan or lease specifically about Repossession. It was received by the CFPB on 2025-12-23T12:00:00-05:00.

How did Santander Holdings USA, INC. respond to this complaint?

The company responded with: "Closed with non-monetary relief". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Vehicle loan or lease) and describe your issue in detail.

Can I see other complaints against Santander Holdings USA, INC.?

Yes, visit the Santander Holdings USA, INC. company profile at readthecomplaint.com/company/santander-holdings-usa-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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