Debt collection -- Attempts to collect debt not owed -- Complaint #18263389
Complaint Overview
Complaint ID: 18263389
Company: Northstar Location Services, LLC
Product: Debt collection
Sub-Product: I do not know
Issue: Attempts to collect debt not owed
Sub-Issue: Debt is not yours
State: Puerto Rico
ZIP Code: 009XX
Date Received: 2025-12-23T12:00:00-05:00
Date Sent to Company: 2025-12-23T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Tags: Servicemember
Consumer Narrative
Date : XX/XX/year> To : Northstar Location Services , LLC XXXX XXXX XXXX XXXX XXXX XXXX Re : Account Number ending in XXXX To Whom It May Concern, I am writing to you in response to your recent communication regarding the alleged debt mentioned above. Under the Fair Debt Collection Practices Act ( FDCPA ), 15 U.S.C. 1692g, I am formally requesting that you provide me with validation of this debt. I dispute this debt in its entirety. Please provide the following information so that I may verify the accuracy of your claim : Proof of Legal Authority : Documentation showing that you are legally authorized to collect this debt in my state. Chain of Title : A complete list of all previous owners of this debt, including the original creditor. Account Records : A copy of the original signed contract or agreement that created this debt, along with a full itemized statement of the alleged balance, including all interest, fees, and payments made. Statute of Limitations : Documentation proving that this debt is within the statute of limitations for legal collection in my jurisdiction. Notice of Limited Cease and Desist Furthermore, under 15 U.S.C. 1692c, I am exercising my right to restrict the manner in which you contact me. Cease and desist all communication regarding this matter, whether to my home, my cellular phone, or my place of employment. All future communication regarding this account must be sent to me exclusively in writing via the U.S. Postal Service at the address listed below. Be advised that if you fail to provide the requested validation within 30 days but continue collection effortsor if you violate this cease and desist notice by calling XXXX will be forced to file a formal complaint with the Consumer Financial Protection Bureau ( CFPB ) and the Federal Trade Commission ( FTC ). Sincerely, XXXX XXXX XXXX
Frequently Asked Questions
What is Complaint #18263389 about?
Complaint #18263389 was filed against Northstar Location Services, LLC regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2025-12-23T12:00:00-05:00.
How did Northstar Location Services, LLC respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Northstar Location Services, LLC?
Yes, visit the Northstar Location Services, LLC company profile at readthecomplaint.com/company/northstar-location-services-llc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.