Debt collection -- False statements or representation -- Complaint #18244146
Complaint Overview
Complaint ID: 18244146
Company: National Credit Systems,INC.
Product: Debt collection
Sub-Product: Rental debt
Issue: False statements or representation
Sub-Issue: Attempted to collect wrong amount
State: Maryland
ZIP Code: 20774
Date Received: 2025-11-16T12:00:00-05:00
Date Sent to Company: 2025-12-23T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
XX/XX/year> I sent a debt validation letter to the company which emailed me a request to pay {$5000.00} but did not send the information requested. The second letter was sent and they still did not validate the debt.The company originally advised that I owe {$27000.00} which is incorrect.
Frequently Asked Questions
What is Complaint #18244146 about?
Complaint #18244146 was filed against National Credit Systems,INC. regarding Debt collection specifically about False statements or representation. It was received by the CFPB on 2025-11-16T12:00:00-05:00.
How did National Credit Systems,INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against National Credit Systems,INC.?
Yes, visit the National Credit Systems,INC. company profile at readthecomplaint.com/company/national-credit-systems-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.