Debt collection -- Written notification about debt -- Complaint #18233745
Complaint Overview
Complaint ID: 18233745
Company: Nissan Motor Acceptance Company LLC
Product: Debt collection
Sub-Product: Auto debt
Issue: Written notification about debt
Sub-Issue: Didn't receive notice of right to dispute
State: South Carolina
ZIP Code: 290XX
Date Received: 2025-12-22T12:00:00-05:00
Date Sent to Company: 2025-12-22T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
Auto Loan Account Number : XXXX Vehicle : XXXX XXXX XXXX This letter serves as a formal cease and desist notice and demand for removal regarding the above-referenced auto loan currently being reported on my credit file. I dispute the accuracy, completeness, and/or legal validity of this auto loan as reported. Under the Fair Credit Reporting Act ( FCRA ), 15 U.S.C. 1681, and where applicable the Fair Debt Collection Practices Act ( FDCPA ), 15 U.S.C. 1692, you are required to report only information that is accurate, verifiable, and legally enforceable. To date, you have failed to provide sufficient verification that : I am legally obligated for this auto loan, The reported balance, payment history, or status is accurate, and The reporting complies with federal law. Accordingly, I hereby demand that you : 1. Cease reporting this auto loan to all consumer reporting agencies immediately, and 2. Remove this account from XXXX XXXX XXXX, and any other reporting agency to which it has been furnished.
Frequently Asked Questions
What is Complaint #18233745 about?
Complaint #18233745 was filed against Nissan Motor Acceptance Company LLC regarding Debt collection specifically about Written notification about debt. It was received by the CFPB on 2025-12-22T12:00:00-05:00.
How did Nissan Motor Acceptance Company LLC respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Nissan Motor Acceptance Company LLC?
Yes, visit the Nissan Motor Acceptance Company LLC company profile at readthecomplaint.com/company/nissan-motor-acceptance-company-llc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.