Debt collection -- Attempts to collect debt not owed -- Complaint #18233738

Complaint Overview

Complaint ID: 18233738

Company: Nra Group, LLC

Product: Debt collection

Sub-Product: Other debt

Issue: Attempts to collect debt not owed

Sub-Issue: Debt is not yours

State: Florida

ZIP Code: 32825

Date Received: 2025-12-22T12:00:00-05:00

Date Sent to Company: 2025-12-22T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

Starting on XX/XX/year> : XXXX. I reached out to XXXX XXXX XXXX to dispute debt that was not mine, as listed by FL XXXX XXXX XXXX XXXX MD. They could not validate the debt, but insisted I paid it regardless. Clearly fraud/identity fraud. Called original clinic, they confirmed I was NEVER a patient + that they do not use this collection agency. XXXX. I escalated with The Pa Office of Attorney General who began investigating this company for fraud as they received other similar complaints. XXXX. I disputed with Equifax. They could not validate fake debt, it was closed. XXXX. A year later, they have resold the fake collection account to National Recovery Agency, and am now being harassed with calls again for a debt that is not mine and that they can not prove. Which they were provided written notice of! XXXX. I also contacted the original creditor and they said I was never a client of theirs, and nor is either of these companies XXXX of their collection agencies!! I will be escalating with a law firm for harassment and damages. Wasting my time and that of many others with fraud. This is * not * an accident, they have made up a false debt to collect and harass many individuals.

Frequently Asked Questions

What is Complaint #18233738 about?

Complaint #18233738 was filed against Nra Group, LLC regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2025-12-22T12:00:00-05:00.

How did Nra Group, LLC respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.

Can I see other complaints against Nra Group, LLC?

Yes, visit the Nra Group, LLC company profile at readthecomplaint.com/company/nra-group-llc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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