Debt collection -- Written notification about debt -- Complaint #18232898
Complaint Overview
Complaint ID: 18232898
Company: Resurgent Capital Services L.P.
Product: Debt collection
Sub-Product: Credit card debt
Issue: Written notification about debt
Sub-Issue: Didn't receive enough information to verify debt
State: Indiana
ZIP Code: 46307
Date Received: 2025-12-22T12:00:00-05:00
Date Sent to Company: 2025-12-22T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I disputed the alleged debt in writing and timely requested full debt validation under the Fair Debt Collection Practices Act ( FDCPA ). Resurgent Capital Services has failed to provide proper verification of the debt, including documentation establishing ownership of the debt, the original creditor agreement bearing my signature, a complete account history, and an itemization of the amount claimed. Despite failing to fully verify the debt, Resurgent Capital Services has continued collection activity, including repeated phone calls, which is prohibited under 15 U.S.C. 1692g ( b ). Any minimal documentation provided does not meet the legal standard for validation and does not demonstrate that the debt is accurate, enforceable, or owed by me. Their continued attempts to collect without proper verification constitute unlawful collection practices and consumer harassment. I am requesting that this account be closed, all collection activity cease immediately, and that the debt not be reported or be removed from any consumer reporting agencies.
Frequently Asked Questions
What is Complaint #18232898 about?
Complaint #18232898 was filed against Resurgent Capital Services L.P. regarding Debt collection specifically about Written notification about debt. It was received by the CFPB on 2025-12-22T12:00:00-05:00.
How did Resurgent Capital Services L.P. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Resurgent Capital Services L.P.?
Yes, visit the Resurgent Capital Services L.P. company profile at readthecomplaint.com/company/resurgent-capital-services-l-p to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.