Mortgage -- Incorrect information on your report -- Complaint #18227077
Complaint Overview
Complaint ID: 18227077
Company: Loancare, LLC
Product: Mortgage
Sub-Product: Conventional home mortgage
Issue: Incorrect information on your report
Sub-Issue: Account information incorrect
State: California
ZIP Code: 95204
Date Received: 2025-11-08T12:00:00-05:00
Date Sent to Company: 2025-12-22T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Tags: Older American
Consumer Narrative
This Isnt Just a Dispute Anymore At this stage, were not just refuting their explanation ; were establishing : Failure to perform a required audit Failure to produce servicing evidence Furnishing inaccurate information knowingly Failure to investigate a substantiated dispute That combination forms the backbone of a willful FCRA violation. Its what courts look for to approve punitive damages showing that a servicer knew, or should have known, their report was wrong but continued to justify it rather than fix it.
Frequently Asked Questions
What is Complaint #18227077 about?
Complaint #18227077 was filed against Loancare, LLC regarding Mortgage specifically about Incorrect information on your report. It was received by the CFPB on 2025-11-08T12:00:00-05:00.
How did Loancare, LLC respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Mortgage) and describe your issue in detail.
Can I see other complaints against Loancare, LLC?
Yes, visit the Loancare, LLC company profile at readthecomplaint.com/company/loancare-llc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.