Credit reporting or other personal consumer reports -- Problem with a company's investigation into an existing problem -- Complaint #18208171
Complaint Overview
Complaint ID: 18208171
Company: Transunion Intermediate Holdings, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Problem with a company's investigation into an existing problem
Sub-Issue: Their investigation did not fix an error on your report
State: New Jersey
ZIP Code: 086XX
Date Received: 2025-12-21T12:00:00-05:00
Date Sent to Company: 2025-12-21T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Tags: Servicemember
Consumer Narrative
XXXX Bank XX/XX/XXXX I reported inaccurate information on this account because I do not recognize it and have no knowledge of opening or authorizing it. This appears to be an error and must be investigated. XX/XX/XXXX I again requested a correction for the same inaccuracy, as the incorrect late reporting continued to appear on my credit report despite my prior dispute. To date, the company has not fully resolved this issue. XXXX XXXX XX/XX/XXXX I reported inaccurate information on this account because I do not recognize it and have no knowledge of opening or authorizing it. This appears to be an error and must be investigated. XXXX XXXX XX/XX/XXXX I reported inaccurate information on this account because I do not recognize it and have no knowledge of opening or authorizing it. This appears to be an error and must be investigated. XX/XX/XXXX I again reported inaccurate information on this account because the same issues remain unresolved on my credit report. XXXX XXXX XXXX XXXX XX/XX/XXXX I reported inaccurate information on this account because I do not recognize it and have no knowledge of opening or authorizing it. This appears to be an error and must be investigated. XX/XX/XXXX I again reported inaccurate information, as the account continues to show errors on my credit file. XXXX XXXX XXXX XX/XX/XXXX I reported inaccurate information on this account because I do not recognize it and have no knowledge of opening or authorizing it. This appears to be an error and must be investigated. FCRA 623 and USC 1681s-2 against Experian, TransUnion and Equifax that continues to report a charged-off account despite a 1099-C cancellation of debt being issued.
Frequently Asked Questions
What is Complaint #18208171 about?
Complaint #18208171 was filed against Transunion Intermediate Holdings, INC. regarding Credit reporting or other personal consumer reports specifically about Problem with a company's investigation into an existing problem. It was received by the CFPB on 2025-12-21T12:00:00-05:00.
How did Transunion Intermediate Holdings, INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Transunion Intermediate Holdings, INC.?
Yes, visit the Transunion Intermediate Holdings, INC. company profile at readthecomplaint.com/company/transunion-intermediate-holdings-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.