Debt collection -- Attempts to collect debt not owed -- Complaint #18192445

Complaint Overview

Complaint ID: 18192445

Company: M.L. Zager P.C.

Product: Debt collection

Sub-Product: Medical debt

Issue: Attempts to collect debt not owed

Sub-Issue: Debt was already discharged in bankruptcy and is no longer owed

State: North Carolina

ZIP Code: 284XX

Date Received: 2025-11-19T12:00:00-05:00

Date Sent to Company: 2025-11-19T12:00:00-05:00

Company Response: Untimely response

Timely Response: No

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

My father 's passed away and theres a hold from XXXX from ML Zager phone number is XXXX and never recieved a call back. The phone has now been shut off. Can't access the funds as the beneficiary because of the hold. My father declared bankruptcy before and didnt have any medical bills.

Frequently Asked Questions

What is Complaint #18192445 about?

Complaint #18192445 was filed against M.L. Zager P.C. regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2025-11-19T12:00:00-05:00.

How did M.L. Zager P.C. respond to this complaint?

The company responded with: "Untimely response". The response was not timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.

Can I see other complaints against M.L. Zager P.C.?

Yes, visit the M.L. Zager P.C. company profile at readthecomplaint.com/company/m-l-zager-p-c to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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