Debt collection -- False statements or representation -- Complaint #18159109

Complaint Overview

Complaint ID: 18159109

Company: Diverse Funding Associates LLC

Product: Debt collection

Sub-Product: Credit card debt

Issue: False statements or representation

Sub-Issue: Attempted to collect wrong amount

State: Georgia

ZIP Code: 30260

Date Received: 2025-12-18T12:00:00-05:00

Date Sent to Company: 2025-12-18T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

This company is violating my rights they have not provided validation information under 12 CFR 1006.34 ( b ) ( 5 ) yet they have placed a collection on your consumer report recently. I am stressed out because this company is violating my rights under 15 U.S.C. Sec 1681s-2 ( a ), data furnishers are required to report only accurate and complete information. Reporting unverifiable or inaccurate data is a violation of federal law.

Frequently Asked Questions

What is Complaint #18159109 about?

Complaint #18159109 was filed against Diverse Funding Associates LLC regarding Debt collection specifically about False statements or representation. It was received by the CFPB on 2025-12-18T12:00:00-05:00.

How did Diverse Funding Associates LLC respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.

Can I see other complaints against Diverse Funding Associates LLC?

Yes, visit the Diverse Funding Associates LLC company profile at readthecomplaint.com/company/diverse-funding-associates-llc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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