Debt collection -- Took or threatened to take negative or legal action -- Complaint #18119706
Complaint Overview
Complaint ID: 18119706
Company: Transworld Systems INC
Product: Debt collection
Sub-Product: Credit card debt
Issue: Took or threatened to take negative or legal action
Sub-Issue: Threatened or suggested your credit would be damaged
State: New York
ZIP Code: 11776
Date Received: 2025-12-04T12:00:00-05:00
Date Sent to Company: 2025-12-04T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Tags: Servicemember
Consumer Narrative
{$2800.00} but Tranworld has as {$5600.00} .And lied and said they my credit limit was {$3600.00}. My credit limit was {$3500.00}. Went called to settle for the amount which is {$2800.00} they tried to make me pay the amount I don't owe. I got the card in 2022 and stop using in 2022 .they on my credit report the was recent went it's three year every month and will not allow me to pay the amount owe which {$2800.00}. They keep putting it on my credit report every month with interest lying is saying it's the installation loan when it's a credit card.
Frequently Asked Questions
What is Complaint #18119706 about?
Complaint #18119706 was filed against Transworld Systems INC regarding Debt collection specifically about Took or threatened to take negative or legal action. It was received by the CFPB on 2025-12-04T12:00:00-05:00.
How did Transworld Systems INC respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Transworld Systems INC?
Yes, visit the Transworld Systems INC company profile at readthecomplaint.com/company/transworld-systems-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.