Credit reporting or other personal consumer reports -- Improper use of your report -- Complaint #18118029
Complaint Overview
Complaint ID: 18118029
Company: Source Receivables Management LLC
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Improper use of your report
Sub-Issue: Reporting company used your report improperly
State: Florida
ZIP Code: 32405
Date Received: 2025-12-03T12:00:00-05:00
Date Sent to Company: 2025-12-03T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
XXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX Email : XXXX Date : XX/XX/2025 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX Re : Cease and Desist Notice / Dispute of Debt Reporting To Whom It May Concern : I am writing to formally notify you that I dispute the validity of the alleged debt you have reported or are attempting to collect under my name. Under the Fair Debt Collection Practices Act ( FDCPA ) and the Fair Credit Reporting Act ( FCRA ), I request that you immediately : 1. Cease all collection activity, including calls, letters, emails, or any other form of contact ; and 2. Remove any reporting of this alleged debt from all credit bureaus ( XXXX, XXXX, and XXXX ), unless you can provide full and complete validation. As of this date, I have not received sufficient documentation proving that I owe this debt or that your agency has the legal right to collect it. Reporting unverifiable information to credit bureaus is a violation of 15 U.S.C. 1692e and 15 U.S.C. 1681s-2. Until proper validation is provided, you must stop all collection efforts and delete the account from my credit file. If you fail to comply, I will consider pursuing further action with the Consumer Financial Protection Bureau ( CFPB ), my state Attorney General, and any other appropriate regulatory bodies. Please respond in writing only. Sincerely, ___________________________ XXXX XXXX XXXX
Frequently Asked Questions
What is Complaint #18118029 about?
Complaint #18118029 was filed against Source Receivables Management LLC regarding Credit reporting or other personal consumer reports specifically about Improper use of your report. It was received by the CFPB on 2025-12-03T12:00:00-05:00.
How did Source Receivables Management LLC respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Source Receivables Management LLC?
Yes, visit the Source Receivables Management LLC company profile at readthecomplaint.com/company/source-receivables-management-llc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.