Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #18116793
Complaint Overview
Complaint ID: 18116793
Company: Credit Collections U.S.A., L.L.C.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Information belongs to someone else
State: Pennsylvania
ZIP Code: 17815
Date Received: 2025-12-03T12:00:00-05:00
Date Sent to Company: 2025-12-03T12:00:00-05:00
Company Response: Untimely response
Timely Response: No
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I am disputing a fraudulent collection account listed as XXXX XXXX XXXX XXXX XXXX XXXX XXXX, which I did not open or authorize. I have filed an FTC Identity Theft Affidavit and provided identification and proof of address. This account continues to be reported inaccurately. No Date Opened, XXXX, XXXX Code, Account Status Code, Original Creditor Name, or investigation notes are provided. The balance remains static across all bureaus, indicating automated reporting rather than real verification.
Frequently Asked Questions
What is Complaint #18116793 about?
Complaint #18116793 was filed against Credit Collections U.S.A., L.L.C. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2025-12-03T12:00:00-05:00.
How did Credit Collections U.S.A., L.L.C. respond to this complaint?
The company responded with: "Untimely response". The response was not timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Credit Collections U.S.A., L.L.C.?
Yes, visit the Credit Collections U.S.A., L.L.C. company profile at readthecomplaint.com/company/credit-collections-u-s-a-l-l-c to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.