Money transfer, virtual currency, or money service -- Fraud or scam -- Complaint #18116089
Complaint Overview
Complaint ID: 18116089
Company: Chime Financial INC
Product: Money transfer, virtual currency, or money service
Sub-Product: Mobile or digital wallet
Issue: Fraud or scam
State: Texas
ZIP Code: 78230
Date Received: 2025-12-03T12:00:00-05:00
Date Sent to Company: 2025-12-03T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
XX/XX/year> XXXX listing property was posted online, I was in communication with the person assosiated with the listing and claiming to be the landlord/owner. I was leaving a relationship that involved XXXX XXXXXXXX and was awaiting funds for relocation. While doing so the person I was incontact with agreed to be patient with me for the funds to pay for the month to month XXXX bedroom furnished property which is a small apartment behind a home in XXXX. They required that I send the money through Chime and gave me the person to send it to. I was told it was the husband of the gentleman I was speaking to. They refused any other transfer and were not sending me any receipt of accepting funds, they told me to meet at the property for a key but after money was sent they stopped answering. I was worried all night and within XXXX hrs of first payment I contacted Chime to stop payments. They have refused to refund me due to the terms of peer to peer. But they asked me for all the evidence I had about these people and the contract for lease and the police report. The account holder/chime member ( after being named as a party accepting fraudulent funds and clearly involved in a scamming ) accepted XXXX from my account, just requested {$270.00} from me. So their account has not been closed by chime. My trust in the XXXX XXXX XXXX XXXX gave me reason to trust the transaction, because the information required to hold a chime account is strict, social email phone number XXXX But they have that for this person and months later they are requesting money from me.
Frequently Asked Questions
What is Complaint #18116089 about?
Complaint #18116089 was filed against Chime Financial INC regarding Money transfer, virtual currency, or money service specifically about Fraud or scam. It was received by the CFPB on 2025-12-03T12:00:00-05:00.
How did Chime Financial INC respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Money transfer, virtual currency, or money service) and describe your issue in detail.
Can I see other complaints against Chime Financial INC?
Yes, visit the Chime Financial INC company profile at readthecomplaint.com/company/chime-financial-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.