Debt collection -- Attempts to collect debt not owed -- Complaint #18084535
Complaint Overview
Complaint ID: 18084535
Company: Mrs Bpo, LLC
Product: Debt collection
Sub-Product: I do not know
Issue: Attempts to collect debt not owed
Sub-Issue: Debt is not yours
State: Kentucky
ZIP Code: 42001
Date Received: 2025-12-02T12:00:00-05:00
Date Sent to Company: 2025-12-02T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Tags: Servicemember
Consumer Narrative
MRS BPO is reporting a collection account on my credit report but has not provided legally required validation under FDCPA 809. They have not shown proof that the debt is mine, nor have they provided a contract, itemized breakdown, or documentation proving the accuracy of the balance. They continue reporting to credit bureaus without proper verification, violating FCRA 623 and 611. As an active-duty service member, they have also failed to comply with SCRA military verification requirements.
Frequently Asked Questions
What is Complaint #18084535 about?
Complaint #18084535 was filed against Mrs Bpo, LLC regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2025-12-02T12:00:00-05:00.
How did Mrs Bpo, LLC respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Mrs Bpo, LLC?
Yes, visit the Mrs Bpo, LLC company profile at readthecomplaint.com/company/mrs-bpo-llc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.