Debt collection -- Took or threatened to take negative or legal action -- Complaint #18064811
Debt Collector Accused of Illegally Seizing Property
Complaint Overview
Complaint ID: 18064811
Company: St John Rossin & Burr, Pllc
Product: Debt collection
Sub-Product: Other debt
Issue: Took or threatened to take negative or legal action
Sub-Issue: Seized or attempted to seize your property
State: Florida
ZIP Code: 33446
Date Received: 2025-11-30T12:00:00-05:00
Date Sent to Company: 2025-11-30T12:00:00-05:00
Company Response: Untimely response
Timely Response: No
Consumer Disputed: N/A
Submitted Via: Web
Risk Assessment
Risk Level: high
The alleged seizure or attempted seizure of property by a debt collector without proper legal basis poses a significant risk of financial harm and violation of consumer rights.
Consumer Sentiment: negative
Topics: Debt collection, Property seizure, Illegal collection practices
AI Analysis
CFPB complaint 18064811 was filed against St John Rossin & Burr, PLLC regarding Debt collection (Other debt), specifically about "Took or threatened to take negative or legal action". A consumer filed a complaint alleging that St. John Rossin & Burr, PLLC, a debt collector, seized or attempted to seize their property without proper legal justification. The complaint was received on November 30, 2025 from Florida. The company responded with "Untimely response".
What You Should Do -- Consumer Action Plan
Consumers should document all interactions with debt collectors, understand their rights regarding property seizure, and seek legal counsel if they believe their property is being unlawfully targeted.
Legal Context & Consumer Protection Laws
Under the Fair Debt Collection Practices Act (FDCPA), debt collectors are prohibited from using deceptive or unfair practices, including the unlawful seizure of property.
Regulatory Insight
This complaint highlights the CFPB's focus on ensuring debt collectors adhere to legal procedures and do not engage in abusive or illegal collection tactics.
Resolution Likelihood
likely
State-Specific Consumer Protections
In Florida, state laws may provide additional protections for consumers against improper debt collection practices, potentially including property seizure.
Industry Comparison
This incident is concerning as it points to potential overreach by debt collection agencies, which can damage consumer trust and lead to regulatory scrutiny.
Related Issues
Frequently Asked Questions
What is CFPB complaint 18064811 about?
CFPB complaint 18064811 involves Debt collection (Other debt). The consumer reported an issue with "Took or threatened to take negative or legal action", specifically "Seized or attempted to seize your property". This complaint was filed against St John Rossin & Burr, PLLC on November 30, 2025.
Which company is complaint 18064811 filed against?
Complaint 18064811 was filed against St John Rossin & Burr, PLLC. You can view all complaints against this company on their profile page at /company/st-john-rossin-burr-pllc.
What was the company's response to complaint 18064811?
St John Rossin & Burr, PLLC responded with "Untimely response". The response was NOT marked as timely by the CFPB.
When was complaint 18064811 filed?
Complaint 18064811 was received by the CFPB on November 30, 2025. It was sent to St John Rossin & Burr, PLLC on November 30, 2025.
What state was complaint 18064811 filed from?
Complaint 18064811 was filed from Florida. You can view all complaints from this state at /state/FL.
Was the consumer satisfied with the resolution of complaint 18064811?
Dispute information is not available for complaint 18064811.
What product category is complaint 18064811 about?
Complaint 18064811 is categorized under "Debt collection", specifically "Other debt". This is one of the product categories tracked by the CFPB.
How was complaint 18064811 submitted?
Complaint 18064811 was submitted via Web. The CFPB accepts complaints through web, phone, mail, email, fax, and referral channels.
What are the consumer's legal options for complaint 18064811?
Under the Fair Debt Collection Practices Act (FDCPA), debt collectors are prohibited from using deceptive or unfair practices, including the unlawful seizure of property. This relates to a Debt collection complaint against St John Rossin & Burr, PLLC involving "Took or threatened to take negative or legal action".
How likely is complaint 18064811 to be resolved?
Resolution likelihood: likely. The company's current response is "Untimely response".
What does the risk level mean for complaint 18064811?
This complaint is rated as high risk. The alleged seizure or attempted seizure of property by a debt collector without proper legal basis poses a significant risk of financial harm and violation of consumer rights.
What regulatory actions apply to complaint 18064811?
This complaint highlights the CFPB's focus on ensuring debt collectors adhere to legal procedures and do not engage in abusive or illegal collection tactics. The CFPB tracks complaints like this one to identify patterns of misconduct across the Debt collection industry.
What should the consumer do about complaint 18064811?
Consumers should document all interactions with debt collectors, understand their rights regarding property seizure, and seek legal counsel if they believe their property is being unlawfully targeted.
Are there state-specific protections for complaint 18064811?
In Florida, state laws may provide additional protections for consumers against improper debt collection practices, potentially including property seizure. This complaint was filed from Florida.
How does complaint 18064811 compare to industry norms?
This incident is concerning as it points to potential overreach by debt collection agencies, which can damage consumer trust and lead to regulatory scrutiny.
What specific legal basis did the debt collector claim for seizing or attempting to seize the consumer's property?
The complaint does not specify the legal basis claimed by the debt collector. Further investigation would be needed to determine if a court order or other legal authorization was obtained.
What recourse does the consumer have if their property was unlawfully seized?
The consumer may have grounds to sue the debt collector for damages under the FDCPA and potentially state law, and may seek the return of their property.
Disclaimer
This analysis is AI-generated and does not constitute legal advice.