Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #18058953
Complaint Overview
Complaint ID: 18058953
Company: Equifax, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Personal information incorrect
State: Michigan
ZIP Code: 48238
Date Received: 2025-12-15T12:00:00-05:00
Date Sent to Company: 2025-12-15T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
Subject : Incorrect Date of Birth Request for Immediate Correction I am writing to formally dispute inaccurate personal identifying information on my credit file under the Fair Credit Reporting Act ( 15 U.S.C. 1681 ). My credit report incorrectly lists my date of birth as XX/XX/XXXX. This information is inaccurate and does not belong to me. My correct date of birth is XX/XX/XXXX. Please delete the incorrect date of birth and update my credit file to reflect my correct date of birth. If this inaccurate information was supplied by a data furnisher, please conduct a reasonable reinvestigation and verify the accuracy as required by law. I am enclosing copies of government-issued identification verifying my correct date of birth. Please send me written confirmation once this correction has been completed. Thank you for your prompt attention to this matter. Sincerely, XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXXXXXX XXXX ( last XXXX of XXXX ) XX/XX/XXXXXXXX XXXX
Frequently Asked Questions
What is Complaint #18058953 about?
Complaint #18058953 was filed against Equifax, INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2025-12-15T12:00:00-05:00.
How did Equifax, INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Equifax, INC.?
Yes, visit the Equifax, INC. company profile at readthecomplaint.com/company/equifax-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.