Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #18058776
Nav Technologies, Inc. Credit Report Error Resolved
Complaint Overview
Complaint ID: 18058776
Company: Nav Technologies, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Account information incorrect
State: Illinois
ZIP Code: 60901
Date Received: 2025-11-30T12:00:00-05:00
Date Sent to Company: 2025-11-30T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Risk Assessment
Risk Level: low
The issue was resolved with an explanation, indicating a low likelihood of significant ongoing risk to the consumer.
Consumer Sentiment: neutral
Topics: Credit reporting, Incorrect information, Account information
AI Analysis
CFPB complaint 18058776 was filed against Nav Technologies, Inc. regarding Credit reporting or other personal consumer reports (Credit reporting), specifically about "Incorrect information on your report". A consumer reported incorrect account information on their credit report from Nav Technologies, Inc., which was closed with an explanation. The complaint was received on November 30, 2025 from Illinois. The company responded with "Closed with explanation".
What You Should Do -- Consumer Action Plan
Consumers should regularly review their credit reports for accuracy and dispute any errors promptly.
Legal Context & Consumer Protection Laws
The Fair Credit Reporting Act (FCRA) governs the accuracy and privacy of credit reporting information.
Regulatory Insight
Credit bureaus and furnishers must investigate disputes within a specified timeframe, providing an explanation for the resolution.
Resolution Likelihood
unlikely
State-Specific Consumer Protections
Illinois consumers are protected by state and federal laws regarding credit reporting.
Industry Comparison
This is a common issue in the credit reporting industry, often resolved through dispute processes.
Related Issues
Frequently Asked Questions
What is CFPB complaint 18058776 about?
CFPB complaint 18058776 involves Credit reporting or other personal consumer reports (Credit reporting). The consumer reported an issue with "Incorrect information on your report", specifically "Account information incorrect". This complaint was filed against Nav Technologies, Inc. on November 30, 2025.
Which company is complaint 18058776 filed against?
Complaint 18058776 was filed against Nav Technologies, Inc.. You can view all complaints against this company on their profile page at /company/nav-technologies-inc.
What was the company's response to complaint 18058776?
Nav Technologies, Inc. responded with "Closed with explanation". The response was marked as timely by the CFPB.
When was complaint 18058776 filed?
Complaint 18058776 was received by the CFPB on November 30, 2025. It was sent to Nav Technologies, Inc. on November 30, 2025.
What state was complaint 18058776 filed from?
Complaint 18058776 was filed from Illinois. You can view all complaints from this state at /state/IL.
Was the consumer satisfied with the resolution of complaint 18058776?
Dispute information is not available for complaint 18058776.
What product category is complaint 18058776 about?
Complaint 18058776 is categorized under "Credit reporting or other personal consumer reports", specifically "Credit reporting". This is one of the product categories tracked by the CFPB.
How was complaint 18058776 submitted?
Complaint 18058776 was submitted via Web. The CFPB accepts complaints through web, phone, mail, email, fax, and referral channels.
What are the consumer's legal options for complaint 18058776?
The Fair Credit Reporting Act (FCRA) governs the accuracy and privacy of credit reporting information. This relates to a Credit reporting or other personal consumer reports complaint against Nav Technologies, Inc. involving "Incorrect information on your report".
How likely is complaint 18058776 to be resolved?
Resolution likelihood: unlikely. The company's current response is "Closed with explanation". The company did respond in a timely manner, which is a positive indicator.
What does the risk level mean for complaint 18058776?
This complaint is rated as low risk. The issue was resolved with an explanation, indicating a low likelihood of significant ongoing risk to the consumer.
What regulatory actions apply to complaint 18058776?
Credit bureaus and furnishers must investigate disputes within a specified timeframe, providing an explanation for the resolution. The CFPB tracks complaints like this one to identify patterns of misconduct across the Credit reporting or other personal consumer reports industry.
What should the consumer do about complaint 18058776?
Consumers should regularly review their credit reports for accuracy and dispute any errors promptly.
Are there state-specific protections for complaint 18058776?
Illinois consumers are protected by state and federal laws regarding credit reporting. This complaint was filed from Illinois.
How does complaint 18058776 compare to industry norms?
This is a common issue in the credit reporting industry, often resolved through dispute processes.
What is the typical timeframe for a credit reporting dispute resolution?
Under the FCRA, credit bureaus generally have 30 days to investigate a dispute, with a possible extension to 45 days if additional information is provided by the consumer.
What does 'Closed with explanation' mean in the context of a CFPB complaint?
'Closed with explanation' signifies that the company responded to the complaint and provided a resolution or clarification to the consumer, even if the consumer did not agree with the outcome.
Disclaimer
This analysis is AI-generated and does not constitute legal advice.