Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #18057194
LexisNexis Credit Report Error Closed with Explanation
Complaint Overview
Complaint ID: 18057194
Company: Lexisnexis
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Public record information inaccurate
State: Kansas
ZIP Code: 66202
Date Received: 2025-11-30T12:00:00-05:00
Date Sent to Company: 2025-11-30T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Risk Assessment
Risk Level: low
The risk is low as the issue was closed with an explanation, suggesting it was addressed by the credit reporting agency.
Consumer Sentiment: neutral
Topics: Credit reporting, Incorrect information, Public records
AI Analysis
CFPB complaint 18057194 was filed against LEXISNEXIS regarding Credit reporting or other personal consumer reports (Credit reporting), specifically about "Incorrect information on your report". A consumer reported inaccurate public record information on their credit report from LexisNexis, which was closed with an explanation. The complaint was received on November 30, 2025 from Kansas. The company responded with "Closed with explanation".
What You Should Do -- Consumer Action Plan
Consumers should regularly review their credit reports for inaccuracies and dispute any errors with the credit reporting agency.
Legal Context & Consumer Protection Laws
The Fair Credit Reporting Act (FCRA) governs the accuracy and privacy of credit reports.
Regulatory Insight
Credit reporting agencies must investigate disputes regarding inaccurate information, including public records.
Resolution Likelihood
unlikely
State-Specific Consumer Protections
The complaint originated in Kansas.
Industry Comparison
This is a common issue within the credit reporting industry, where errors in public records can affect consumer credit.
Related Issues
Frequently Asked Questions
What is CFPB complaint 18057194 about?
CFPB complaint 18057194 involves Credit reporting or other personal consumer reports (Credit reporting). The consumer reported an issue with "Incorrect information on your report", specifically "Public record information inaccurate". This complaint was filed against LEXISNEXIS on November 30, 2025.
Which company is complaint 18057194 filed against?
Complaint 18057194 was filed against LEXISNEXIS. You can view all complaints against this company on their profile page at /company/lexisnexis.
What was the company's response to complaint 18057194?
LEXISNEXIS responded with "Closed with explanation". The response was marked as timely by the CFPB.
When was complaint 18057194 filed?
Complaint 18057194 was received by the CFPB on November 30, 2025. It was sent to LEXISNEXIS on November 30, 2025.
What state was complaint 18057194 filed from?
Complaint 18057194 was filed from Kansas. You can view all complaints from this state at /state/KS.
Was the consumer satisfied with the resolution of complaint 18057194?
Dispute information is not available for complaint 18057194.
What product category is complaint 18057194 about?
Complaint 18057194 is categorized under "Credit reporting or other personal consumer reports", specifically "Credit reporting". This is one of the product categories tracked by the CFPB.
How was complaint 18057194 submitted?
Complaint 18057194 was submitted via Web. The CFPB accepts complaints through web, phone, mail, email, fax, and referral channels.
What are the consumer's legal options for complaint 18057194?
The Fair Credit Reporting Act (FCRA) governs the accuracy and privacy of credit reports. This relates to a Credit reporting or other personal consumer reports complaint against LEXISNEXIS involving "Incorrect information on your report".
How likely is complaint 18057194 to be resolved?
Resolution likelihood: unlikely. The company's current response is "Closed with explanation". The company did respond in a timely manner, which is a positive indicator.
What does the risk level mean for complaint 18057194?
This complaint is rated as low risk. The risk is low as the issue was closed with an explanation, suggesting it was addressed by the credit reporting agency.
What regulatory actions apply to complaint 18057194?
Credit reporting agencies must investigate disputes regarding inaccurate information, including public records. The CFPB tracks complaints like this one to identify patterns of misconduct across the Credit reporting or other personal consumer reports industry.
What should the consumer do about complaint 18057194?
Consumers should regularly review their credit reports for inaccuracies and dispute any errors with the credit reporting agency.
Are there state-specific protections for complaint 18057194?
The complaint originated in Kansas. This complaint was filed from Kansas.
How does complaint 18057194 compare to industry norms?
This is a common issue within the credit reporting industry, where errors in public records can affect consumer credit.
What is the typical process for resolving inaccurate public record information on a credit report?
The consumer disputes the information with the credit reporting agency, which then investigates with the furnisher of the information. If found inaccurate, it should be corrected or removed.
Disclaimer
This analysis is AI-generated and does not constitute legal advice.