Debt collection -- Electronic communications -- Complaint #18055694
Complaint Overview
Complaint ID: 18055694
Company: Exeter Finance, LLC.
Product: Debt collection
Sub-Product: Auto debt
Issue: Electronic communications
Sub-Issue: Frequent or repeated messages
State: Illinois
ZIP Code: 60505
Date Received: 2025-10-18T12:00:00-05:00
Date Sent to Company: 2025-12-01T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
They are re-aging this debt by XXXX years which is illegal and against the law FCRA 15 USC 1681C The original date of collection was XX/XX/XXXX they re aged the debt for XX/XX/XXXX which they can not do.
Frequently Asked Questions
What is Complaint #18055694 about?
Complaint #18055694 was filed against Exeter Finance, LLC. regarding Debt collection specifically about Electronic communications. It was received by the CFPB on 2025-10-18T12:00:00-05:00.
How did Exeter Finance, LLC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Exeter Finance, LLC.?
Yes, visit the Exeter Finance, LLC. company profile at readthecomplaint.com/company/exeter-finance-llc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.